It has been said that "Honesty is the best policy" and so I will be
brutally honest for a moment. I have always felt that Math can be very
boring. It just hasn't been a subject that I get excited about. I know
others do get a little crazy with number crunching, but again, it is not
my forte!
I recently came across something that has changed my
mind, at least a bit about numbers and number crunching. In fact, you
need to do this simple test, just as I did a few minutes ago. Take it to
find out your
FICO Score
(Estimated Score). The quiz is from a reputable company and if you are
truthful with your answers, you will know what your estimated Fico Score
is, to within just a few points of your score as the major credit
companies report it.
Remember that I said I just took the test?
Well, I was honest and it was just a few points off from my real score.
By the way, this kind of number crunching is almost fun. Really, I’m not
lying!
One more thing: The number you finally arrive at as a
result of taking this brief quiz, will tell your loan officer if/when
you are ready to purchase your next house. Sound important? It is and
you really need to know the number. In fact, hopefully this fun quiz
will motivate you to find out your true Score.
Alright, so there
is a second thing this quiz will do for you, since I am being honest. It
will help you to have a better understanding of how the TRUE FICO score
is calculated. It might cause you to think more than once about opening
up a new Credit Card account or even charging at all!
Just
think: Control your spending, pay your bills on time and you might not
be that far away from the house you've been dreaming about for years.
David Burrows, Realtor®
4200 Evergreen Lane, Suite 331
Annandale, VA 22003
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